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Systematic Withdrawal

SWP
Income Engine.

Calculate sustainable monthly withdrawals from your corpus while preserving long-term investment growth and retirement security.

Withdrawal Inputs

Currency
%
Years

Total Withdrawn

₹18.00L

Cumulative Outflow

🏦

Remaining Corpus

₹3.09L

Residual Capital

📊

Sustainability

31%

Corpus Preserved

💡

Ensure your withdrawal rate stays below the portfolio's return rate to maintain corpus sustainability throughout retirement.

Corpus Trajectory

Remaining Corpus
Total Withdrawn

Fund Allocation

Preserved

31%

SWP Protocol

Corpus Sustainability
Tax-Efficient Payouts
Inflation Protection

Withdrawal Schedule

YearTotal WithdrawnCorpus Balance
Y1₹1.20L₹9.79L
Y2₹2.40L₹9.56L
Y3₹3.60L₹9.30L
Y4₹4.80L₹9.02L
Y5₹6.00L₹8.71L
Y6₹7.20L₹8.36L
Y7₹8.40L₹7.98L
Y8₹9.60L₹7.56L
Y9₹10.80L₹7.10L
Y10₹12.00L₹6.59L
Y11₹13.20L₹6.02L
Y12₹14.40L₹5.39L
Y13₹15.60L₹4.70L
Y14₹16.80L₹3.94L
Y15₹18.00L₹3.09L

For illustration only. Actual returns may vary. Mutual fund investments are subject to market risks.

A Steady Income in Retirement Doesn't Happen by Accident.

Your SWP projection is a starting point. We will structure the right corpus, withdrawal rate, and fund mix to make sure your income lasts as long as you do.

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