Income Tax

Tax
Regime Engine.

Compare Old vs New tax regime and find out which saves you more — with deduction-wise breakdown and effective rate analysis.

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FY 2024–25: Old Regime allows deductions (80C, 80D, HRA). New Regime offers lower slabs with ₹75,000 standard deduction and no other deductions. Rebate u/s 87A applies on income ≤₹5L (old) / ≤₹7L (new).

Income & Deductions

Currency

Gross Annual Income

₹

Section 80C Deductions (max ₹1.5L)

₹

Section 80D (Health Insurance) (max ₹25K)

₹

HRA Exemption

₹

Standard Deduction (Old Regime)

₹50,000 deduction on salary income

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Old Regime Tax ✓ BETTER

₹1.40L

9.4% effective rate · ₹10.75L taxable

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New Regime Tax

₹1.40L

9.4% effective rate · ₹14.25L taxable

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Tax Savings (Better Regime)

₹0

Old regime is better for you

Regime Comparison

Take-home (Old Regime)

Take Home

91%

Key Deductions (Old)

→80C: ₹1.50L

→80D: ₹25.00K

→HRA: ₹2.00L

→Total: ₹4.25L

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For illustrative purposes based on FY 2024–25 slabs. Does not account for all deductions, surcharges, or special income types. Consult a Chartered Accountant for personalised tax planning.

Knowing Your Tax Liability Is Step One. Reducing It Is Step Two.

We specialise in legal tax optimisation — across 80C, 80D, capital gains, HRA, and more. Book a session and find out exactly how much you can save this financial year.

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TaxRegime Engine.

Income & Deductions

Regime Comparison

Take-home (Old Regime)

Knowing Your Tax Liability Is Step One. Reducing It Is Step Two.

Tax
Regime Engine.