Medical Insurance
Your Health Deserves Real Cover. Not Just a Policy Number.
From individual plans and family floaters to critical illness covers and group health schemes, we find the right health insurance across 25+ IRDAI-regulated insurers — with cashless claims support when you need it most.
₹80 Cr+
Total Cover Placed
1,250+
Families Protected
97.8%
Cashless Claim Rate
1,00+
Network Hospital Partners
Why It Matters
One hospitalisation. Years of savings wiped.
Medical inflation in India is running at 12–15% per year — double the general inflation rate. A cardiac bypass that cost ₹3 lakh in 2015 now costs ₹8–12 lakh. Without adequate health insurance, a single critical illness can permanently derail retirement savings, education plans, and financial independence.
- Cashless hospitalisation at 10,000+ network hospitals
- Protect savings from catastrophic medical bills
- Cover entire family under one comprehensive plan
- Tax savings up to ₹75,000 under Section 80D
Without Health Insurance
- ₹10–15 lakh ICU bill drains life savings
- Forced to borrow or sell investments
- Retirement corpus permanently eroded
- Family's financial goals disrupted
With Adequate Health Cover
- Cashless treatment — zero out-of-pocket for hospitalisation
- Savings and investments remain untouched
- Family covered — including parents
- ₹75,000 in annual tax savings under 80D
Your Health,
Fully Covered
Medical costs in India are rising by 14% every year. A single hospitalisation without insurance can wipe out years of savings. Health insurance makes sure a medical emergency stays a health problem — not a financial one.
We help you find the right health plan for yourself and your family, with the right room rent limits, no-claim bonuses, and covers for pre-existing conditions — all explained in simple terms.
Healthcare Cost Insight
A family floater plan of ₹10 Lakhs cover for a family of four typically costs ₹18,000–25,000 per year. One hospitalisation alone can easily cost ₹3–5 Lakhs. The maths speaks for itself.
Our Health Insurance Services
- Individual, family floater, and senior citizen plan comparison
- Cashless hospital network check for your preferred hospitals
- Pre-existing disease coverage and waiting period review
- Top-up and super top-up plans for affordable extra cover
- Corporate policy gap analysis — know what your employer misses
- Claim filing support and insurer follow-up on your behalf
Regulatory Standard
IRDAI Regulated Distributor
Explore Plans
Which Plan Is Right for You?
Select a plan type to see how it works, what it covers, who it's best for, and the indicative premium range.
Individual Health Plan
Most FlexiblePolicy term: Annual (renewable for life)
An individual health insurance plan provides a dedicated sum insured for a single person. Every hospitalisation claim draws from your own sum insured — not shared with family members. This makes it ideal for single individuals, or as a top-up alongside a family floater. Choose from base hospitalisation plans, comprehensive covers that include OPD, and super top-ups that activate above a deductible.
Typical Cover
₹3 lakh – ₹1 crore+
Starting Premium
~₹500/month for ₹5 lakh cover
Best For
Singles or as top-up to employer cover
Key Highlights
- Dedicated sum insured not shared with others
- Cashless treatment at 10,000+ network hospitals
- No-claim bonus (NCB): sum insured grows 50–100%
- Pre & post-hospitalisation expenses covered
- Section 80D: ₹25,000 deduction on premium
Our Advantage
Health Cover Advice You Can Count On
We're in your corner — at purchase and most importantly, at claim time.
Cashless Network Priority
We only recommend insurers with 10,000+ cashless network hospitals, so you're always within range of quality care — especially during emergencies.
Transparent Policy Comparison
We compare 25+ health insurers across sum insured, waiting periods, sub-limits, co-pay clauses, and room rent restrictions — not just the premium.
Claim Advocacy Service
Our team liaises directly with the insurer's TPA during hospitalisation to ensure smooth cashless authorisation and document the reimbursement claim correctly.
Annual Cover Review
Medical inflation runs at 15%+ per year. We review your sum insured annually and recommend enhancements before you're underinsured when it matters most.
Our Process
From Assessment to Cashless Care
A structured five-step process that ensures you get the right health cover — fully understood, properly placed, and supported at claim time.
Health & Lifestyle Assessment
We review your age, pre-existing conditions, family medical history, and lifestyle to determine the right cover type and sum insured.
Plan Comparison & Shortlist
We analyse 25+ insurers across 40+ parameters — waiting periods, sub-limits, room rent caps, co-pay — and shortlist the best 2–3 options for you.
Proposal & Underwriting
We help complete the proposal form accurately and manage pre-insurance medical check-ups to ensure clean underwriting and avoid future claim disputes.
Policy Issuance
Once the insurer approves the proposal, your digital policy is issued within 2–5 working days with full document explanation from our team.
Claims & Renewal Support
From cashless hospitalisation to reimbursement claims, we support your family through every step and handle renewals with sum insured enhancements.
Common Questions
Health Insurance Explained Plainly
No jargon. No fine print. Just honest answers to the questions that matter.
*Premiums are indicative and vary by age, city of residence, pre-existing conditions, sum insured, and insurer. Tax benefits are subject to prevailing Income Tax laws. Health insurance is subject to IRDAI regulations. Please read the policy wordings carefully before purchase.