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PMS

Portfolio Management Service

Your Stocks. Expertly Managed.

High-conviction equity strategies for HNIs — with full transparency, personalised tax management, and a Demat account entirely in your name. Minimum ₹50 lakh.

SEBI-Registered PMS Managers
Direct Demat Ownership
Min. ₹50 Lakh Investment

₹80 Cr+

PMS Commitments Placed

55+

UHNIs & Family Offices

₹50 lakhs

Minimum Investment

22+

PMS Funds Empanelled

Understanding PMS

What Is PMS — and Why Does It Exist?

When your wealth crosses ₹50 lakh in investable assets, a mutual fund's structural constraints start working against you. PMS removes those constraints — giving you a portfolio managed exclusively for your financial goals, in your own name.

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Your Own Demat, Your Own Stocks

The most important thing to understand about PMS...

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Why PMS Outperforms Mutual Funds at Scale

A ₹10,000 crore mutual fund cannot meaningfully invest...

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Who PMS Is Designed For

PMS is ideal for HNIs who have outgrown mutual funds...

ParameterMutual Fund✦ PMSSIFAIF
Min. Investment₹500₹50 Lakh₹10 Lakh₹1 Crore
Max. Investors per FundUnlimitedUnlimited1,0001,000
Portfolio CustomisationNone✓ FullPartialPartial
Direct Stock Ownership✗ (pooled)✓ In your name✗ (pooled)✗ (pooled)
Use Leverage?✓ LimitedLimited✓ Cat. III
LiquidityDaily (most)MonthlyMonthly/QuarterlyLock-in 2–10 yrs
Tax Pass-Through✗ (fund pays tax)✓ Direct✓ MF-like✓ Cat. I & II
Ideal Allocation SizeAny amount₹50L – ₹5 Cr₹10L – ₹2 Cr₹1 Cr+

Explore Strategies

Which PMS Strategy Is Right for You?

Select a strategy to understand the investment philosophy, who it suits, and what returns to realistically expect.

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Flexi-Cap / Multi-Cap

Most Flexible

Investment horizon: 5 – 10 years

The most versatile PMS strategy — the portfolio manager has unrestricted freedom to invest across large, mid, and small-cap companies based on the best ideas available. When large-caps are expensive, capital rotates to mid-caps. This agility drives superior long-term compounding compared to category-constrained mutual funds.

Min. Investment

₹50 Lakh

Target Return

18–25% CAGR over 5+ years

Best For

Investors seeking pure alpha with full transparency

Key Highlights

  • Unconstrained across market capitalisation
  • Concentrated portfolio: 20–35 high-conviction stocks
  • Benchmark-agnostic — return generation, not index hugging
  • Full transparency: you see every stock in your Demat
  • Manager communicates rationale for every buy/sell
Explore Flexi-Cap / Multi-Cap

Our Advantage

PMS Expertise You Can Actually Trust

We work for you — not for the PMS manager's distribution commission.

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Rigorous Manager Due Diligence

We evaluate each PMS manager on 5-year track records, drawdown history, client AUM growth, strategy consistency, and portfolio attribution — before placing a single client.

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Strategy-to-Investor Mapping

We match you with a PMS strategy that fits your risk appetite, tax situation, investment horizon, and existing portfolio — not just whoever has the best 1-year return.

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Consolidated Reporting

We provide you with consolidated MIS across all your investments — PMS, mutual funds, direct equity, and fixed income — so you always see the complete picture.

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Independent Ongoing Advocacy

If a PMS strategy drifts from mandate or underperforms without explanation, we escalate on your behalf. We're your independent voice with the fund manager.

Our Process

From First Meeting to Portfolio Launch

A five-step process that ensures you invest in a strategy you understand, with a manager you've met, and monitoring that never stops.

01

Risk Profiling & Suitability

We assess your investment horizon, liquidity needs, existing portfolio, tax bracket, and actual risk tolerance — not the risk you think you have, but the risk you've demonstrated.

02

Manager Shortlisting

We shortlist 2–3 PMS managers whose strategy, philosophy, and track record best match your profile from our curated panel of 18+ empanelled managers.

03

Portfolio Manager Meeting

You meet the actual portfolio manager — not a relationship manager — for a direct Q&A on strategy, current positioning, and expected behaviour in different market conditions.

04

Agreement & Onboarding

We facilitate the PMS agreement, Demat account setup, POA documentation, and funds transfer. Onboarding typically completes in 5–10 working days.

05

Monitoring & Annual Reviews

We review your PMS performance quarterly and conduct an annual strategy review — to assess whether the manager remains the best fit as your goals evolve.

Common Questions

PMS Explained Without Jargon

Everything you need to know before writing that first cheque.

*Target returns are based on historical performance of empanelled strategies and are not guaranteed. PMS investments are subject to market risk. SEBI registration does not guarantee returns. Past performance is not indicative of future results. Please read the Disclosure Document carefully before investing.

Ready for a Portfolio That's Built for You Alone?

Book a free PMS discovery call with us. We'll assess your current portfolio, shortlist the 2–3 managers most suited to your risk profile, and arrange a direct meeting with the fund manager — at no cost and no obligation.

Chat with us